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(i) the partial or overall mobilisation from the balance in personal savings programs with the payment of instalments of credit agreements confirmed by a mortgage on the house intended with the participant's very own long lasting residence of the participant, along with instalments of credit for the construction or improvement of residence for very own long term home, and transfers to housing co-operatives for long lasting housing alternatives, They may be exempt through the least five-year permanence requirement for mobilisation with no penalty, provided that they respect the as long as they relate to amounts subscribed as much as 31 December 2022;
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